Personal Loans

  • Sneha Macs personal loans offers a financial help to meet your personal requirements
  • It helps you to take care of all expenses at a short notice
  • The loan may be availed to meet expenses relating to marriage, Travel, Honey moon, Holiday Trip and medical expenditure or for any other personal use.
  • Personal loan is also available to pensioners/Defense Pensioners.
  • Persons Who want to avail loan must become a share holder of the society.
Terms & Conditions:

The Applicant for the personal loan has to be: 


1.    The candidate must be a share holder of the society


2.    Permanent Confirmed employees of a central/State Govt., Reputed limited companies and employees from the educational institutions.


3.    Self employed professionals like, Doctors, Architects, Charted accountants etc.


Repayment Schedule:


  • Minimum Period: 12 months
  • Maximum period: 36 months
  • Penalty of 5% on overdue amount


Loan Amount:


  • Minimum: Rs.10, 000/-
  • Maximum: Rs.50, 000/-
  • Paid up share capital @5% on the loan section,
  • Rate of interest 22% (flat rate)
  • Processing Charges: @2% on loan amount
  • Subscription to become a share holder-Rs. 110/
Online Application Download Pdf